Fast quotes, expert help, lender coordination, and re-shopping at renewal–all in one place.
Shop Quotes
Your mortgage company has partnered with Covered to help you get—and keep—the best homeowners insurance coverage and rates.
We specialize in supporting homeowners through every stage of ownership, and also offer auto, umbrella, and other coverage options to protect what matters most—so you stay fully covered, long after you close.
Not every insurance agency understands what lenders require. Missing documents or the wrong policy details can hold up your closing—or create stress when your loan is being serviced.
Other agencies may not specialize in homeowners insurance, so they may miss lender requirements or coverage nuances. That can delay closings or leave you under-insured.
Most agencies stop paying attention after you close on your policy. If your premium shoots up or your insurer drops out of your area, you could be left to start over on your own. Covered works for you, re-shopping when needed so you don’t overpay or lose coverage.
(and how we help)
.svg)
Premiums have surged nationwide, and some insurance companies have paused new business or non-renewed existing policies in high-risk areas. On top of that, even a brief lapse in coverage can trigger costly lender-placed insurance—raising your monthly payment.
.svg)
These changes make it harder for homeowners to find affordable, reliable, and adequate coverage.
.svg)
We shop multiple top-rated carriers to help you find the best available coverage and rates for your home. Our team stays ahead of market changes so you don’t have to, protecting your investment today and for the long term.
.svg)
Answer a few questions and see personalized quotes from our national network.
.svg)
A brief phone call with our licensed U.S.-based advisors helps you get the appropriate coverage for your mortgage—at the best price, and avoid last-minute mortgage issues.
.svg)
We’ll be here at your mortgage renewal, too: Covered proactively re-shops insurance to help you avoid overpaying or losing coverage as markets change.
Designed to minimize improve your borrower experience and retain your book of business
.svg)
We focus on homeowners insurance connected to mortgages—purchase, refi, and servicing—so you get the right coverage to get into your home and stay there.
.svg)
Access to 55+ carriers across all 50 states means more viable options, especially when rates rise or carriers pull back.
.svg)
Licensed, U.S.-based advisors guide you through decisions and handle the heavy lifting, from quotes to documents.
.svg)
Home insurance changes. We re-shop at renewal to help you stay protected at a competitive price—year after year.
.svg)
Not all carrier networks are created equal. We've curated a list of 55+ top-rated national and regional carriers specifically chosen for to support mortgage borrowers—helping you find coverage, even in hard-to-insure markets.
.svg)
.svg)
Your privacy matters. Covered is not in the business of selling your data. Our internal controls and policies are SOC 2 Type II certified. Covered will not share your phone number with third party affiliates or marketing partners for marketing or promotional purposes without your consent.
We’ve put together answers to our most frequently asked questions to save you time.
Covered is your lender’s trusted homeowners-insurance partner. We help you compare quotes, finalize your policy with a quick call, and we re-shop at renewal to keep you protected and on budget.
A short call helps confirm details, ensure your policy meets mortgage requirements, and get evidence of insurance squared away—so your closing (or escrow) stays on track.
Premium increases, carrier retreats, and non-renewals have made shopping and staying covered harder. We bring broad market access, expert advisors, and renewal re-shopping to help you secure and keep the right policy.
Yes—Covered works with 55+ carriers and supports homeowners in all 50 states.
Covered is not in the business of selling your data. Covered will not share your phone number with third party affiliates or marketing partners for marketing or promotional purposes without your consent.
Compare quotes in minutes, then jump on a quick call with our expert agents to lock in the best policy.
Hours of Operation
Monday to Friday
6 AM to 7 PM MDT
Saturday and Sunday
Closed
Call Us
833-487-2683
.svg)
.svg)
“Quotes are presented solely for your convenience. Savings may vary. Rates are subject to change based upon the specific coverage you select and other factors that apply to your situation. CA License #0M81402, doing business as Cubbard Insurance Solutions in California.”